Columnar ledger paper, A4

Four money columns on A4, with the cents divider that makes a column of figures line up.

Open in the generator →

Opens with these settings already loaded. Change anything you like, then download as PDF, PNG or SVG.

The cents divider is the point of ruled money columns

A money column on accounting paper has a light rule separating the whole units from the decimals. It exists so that a column of handwritten figures aligns on the decimal without anyone having to be careful, which is what makes the column addable at a glance. A plain grid does not do this, and it is the main reason accounting paper survived the arrival of spreadsheets in the places it survived.

Four columns, and when to go wider

Four suits a running account: description, then debit, credit and balance. Analysis work that splits expenditure across categories needs more, which the six-column sheet provides by trading away description width. Below about 25 mm per money column the cents divider stops being usable, which is the practical floor whatever the page size.

A4 and non-US bookkeeping

Accounting outside North America runs on A4, and hand-ruled ledgers still turn up in small business bookkeeping, in teaching, and in any situation where a paper trail is wanted alongside the software. If your other records are A4, matching the size keeps everything in one binder. The Legal version is the US alternative when you want more rows before carrying a total forward.

Printing it accurately

This only measures correctly if your printer doesn't rescale the page. In the print dialog set Scale: 100%, not "Fit to page" or "Shrink oversized pages". If you're not sure it worked, print the calibration page, measure the ruler on it with a real ruler, and it will tell you exactly what your printer is doing to the page.